All Credit Cards
Browse 29 Canadian credit cards and find the one that fits your needs.
Scotiabank
Scotiabank Gold American Express
Annual Fee
$120
Welcome Bonus
$450
Base Rate
1%
Network
amex
Earn up to 6 points per $1 at Sobeys, 5 on dining/groceries. No foreign transaction fees. Comprehensive travel insurance.
Rogers Bank
Rogers Red World Elite Mastercard
Annual Fee
Free
Base Rate
1.5%
Network
mastercard
Earn 1.5% cash back on all purchases, 2% for Rogers/Fido/Shaw customers, and 3% on USD purchases. No annual fee with World Elite benefits.
American Express
American Express Cobalt Card
Annual Fee
$192
Welcome Bonus
$150
Base Rate
1%
Network
amex
Earn 5x points on food and drinks, 3x on streaming, 2x on transit and gas. Transfer points to Aeroplan for maximum value.
American Express
American Express Aeroplan Reserve
Annual Fee
$599
Welcome Bonus
$1,700
Base Rate
1.25%
Network
amex
Premium Aeroplan card with unlimited Maple Leaf Lounge access. Annual companion voucher. Priority boarding and free bags.
Scotiabank
Scotiabank Passport Visa Infinite
Annual Fee
$150
Welcome Bonus
$1,500
Base Rate
1%
Network
visa
Six free airport lounge visits per year. No foreign transaction fees. Comprehensive travel insurance.
Annual Fee
$120
Welcome Bonus
$400
Base Rate
1%
Network
visa
Earn 4% cash back on gas, EV charging and groceries. 2% on dining, transit and recurring payments. Save at the pump with Journie Rewards.
Annual Fee
$139
Welcome Bonus
$1,350
Base Rate
1%
Network
visa
Earn 1.5 Aeroplan points on gas, groceries, and Air Canada. Free checked bags for you and 8 companions.
American Express
American Express SimplyCash Preferred
Annual Fee
$120
Welcome Bonus
$250
Base Rate
2%
Network
amex
Earn 4% cash back on gas and groceries, 2% on everything else. One of the highest base rates in Canada.
Annual Fee
$399
Welcome Bonus
$1,500
Base Rate
1.25%
Network
visa
Unlimited emergency medical coverage. Six airport lounge passes. Premium concierge service.
Annual Fee
$120
Welcome Bonus
$335
Base Rate
1%
Network
mastercard
Earn 5% on groceries, 4% on transit, 3% on gas. Includes free roadside assistance and extensive insurance.
Scotiabank
Scotiabank Momentum Visa Infinite
Annual Fee
$120
Welcome Bonus
$200
Base Rate
1%
Network
visa
Earn 4% on groceries and recurring bills, 2% on gas and transit. Annual fee can be waived with Ultimate Package.
National Bank
National Bank World Elite Mastercard
Annual Fee
$150
Welcome Bonus
$150
Base Rate
1%
Network
mastercard
Best travel insurance in Canada with 60-day emergency medical coverage. Unlimited Montreal lounge access.
PC Financial
PC Insiders World Elite Mastercard
Annual Fee
$120
Welcome Bonus
$300
Base Rate
1%
Network
mastercard
Earn up to 70 points per $1 at Esso/Mobil, 50 at Shoppers, 40 at Loblaw stores. Free PC Express pickup.
Tangerine
Tangerine Money-Back Credit Card
Annual Fee
Free
Welcome Bonus
$100
Base Rate
0.5%
Network
mastercard
Choose up to 3 categories for 2% cash back. Flexible, no-fee card with monthly cash back deposits.
PC Financial
PC World Elite Mastercard
Annual Fee
Free
Welcome Bonus
$300
Base Rate
1%
Network
mastercard
Earn up to 4.5% back in PC points at Shoppers Drug Mart and 3% at Loblaw stores. Stack with PC Optimum offers.
Annual Fee
$120
Welcome Bonus
$750
Base Rate
1%
Network
visa
Flexible travel rewards with points worth up to 2.3 cents. $1500 mobile device insurance. Transfer points to partners.
Annual Fee
$139
Welcome Bonus
$600
Base Rate
1%
Network
visa
Earn 3% on groceries, gas, EV charging, transit, streaming, and recurring bills. Free roadside assistance.
Annual Fee
$120
Welcome Bonus
$200
Base Rate
1%
Network
mastercard
Earn 5 points per $1 on restaurants, groceries, digital media, utilities. 10% annual birthday bonus.
American Express
Marriott Bonvoy American Express
Annual Fee
$120
Welcome Bonus
$1,300
Base Rate
2%
Network
amex
Earn 5 points per $1 at Marriott properties. Free night stay annually. Silver Elite status included.
Simplii Financial
Simplii Financial Cash Back Visa
Annual Fee
Free
Welcome Bonus
$100
Base Rate
0.5%
Network
visa
Earn 4% on dining, 1.5% on gas/groceries/drugstores. No Canadian credit history required for newcomers.
Annual Fee
$120
Welcome Bonus
$500
Base Rate
1.5%
Network
visa
Earn 3 points per $1 on travel, dining, and entertainment. Redeem for any travel expense with no blackouts.
American Express
SimplyCash Card from American Express
Annual Fee
Free
Welcome Bonus
$100
Base Rate
1.25%
Network
amex
Earn 1.5% on all purchases and 3% on USD purchases. Simple no-fee cash back with Amex perks.
Neo Financial
Neo World Elite Mastercard
Annual Fee
$125
Base Rate
1%
Network
mastercard
Earn 5% on groceries, 4% on recurring bills, 3% on gas. Higher rates with Neo banking relationship.
Annual Fee
$139
Welcome Bonus
$450
Base Rate
1%
Network
visa
Flexible travel redemption with no blackout dates. First year annual fee rebated. Comprehensive travel insurance.
American Express
American Express Green Card
Annual Fee
Free
Welcome Bonus
$100
Base Rate
1%
Network
amex
Earn 1 point per $1 on all purchases, 2x on hotel and car bookings. Transfer points 1:1 to Aeroplan.
Annual Fee
Free
Welcome Bonus
$175
Base Rate
0.5%
Network
mastercard
Earn 3% on groceries, 1% on recurring bills. Perfect for students. No annual fee with 7 cent Shell discount.
Annual Fee
Free
Network
mastercard
Best balance transfer card with 12 months at 0% APR. Low ongoing purchase rate of 12.99%.
Desjardins
Desjardins Flexi Visa
Annual Fee
Free
Network
visa
Lowest interest rate in Canada at 10.90% on purchases. Includes basic travel insurance and mobile device protection.
Neo Financial
Secured Neo Mastercard
Annual Fee
$96
Base Rate
1%
Network
mastercard
Secured card with only $50 minimum deposit. Earn up to 15% back at Neo partners. Build credit while earning rewards.