Scotiabank Gold American Express

4.9

traveldininggroceriesno-fx-fee

At a Glance

Annual Fee

$120

$0 first year

Welcome Bonus

$450

Purchase APR

20.99%

Network

amex

Up to 45,000 bonus Scene+ points. 25K after $2K spend in 3 months, 20K more after $7.5K in first year.

Spend $2,000 within 90 days to qualify.

sobeys-stores6%

groceries5%

dining5%

entertainment5%

gas3%

streaming3%

transit3%

Everything Else1%