Welcome to Canadian Credit Cards. These Terms of Use ("Terms") govern your access to and use of our website, content, and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website.
1. Use of Our Website
Our website provides information, comparisons, and guides about credit cards available in Canada. You may use the site for personal, non-commercial purposes to research and compare credit card offers. You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Copy, scrape, or systematically collect content or data from the website without our permission
- Attempt to gain unauthorized access to our systems, networks, or user data
- Use the website to transmit malware, spam, or other harmful or unauthorized content
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
2. Informational Purpose Only
The content on our website is for general informational and educational purposes only. It is not intended as financial, legal, or professional advice. Credit card terms, rates, rewards, and offers change frequently. We do not guarantee the accuracy, completeness, or timeliness of the information on our site. You should verify all terms, conditions, rates, and eligibility requirements directly with the credit card issuer before applying for any product.
3. Affiliate Disclosure
We may receive compensation when you click on links to credit card products or when you apply for or are approved for a card through our site. This compensation may come from credit card issuers or their partners and may influence which products we feature and how we present them. Our reviews and comparisons are intended to be helpful and transparent; compensation does not guarantee a positive review or placement. The compensation we receive does not affect the terms or pricing offered to you by the issuer.
4. Third-Party Links and Products
Our website contains links to third-party websites, including credit card issuers, banks, and other partners. We are not responsible for the content, privacy practices, or terms of use of those sites. When you leave our website, you are subject to the policies of the destination site. We do not endorse and are not responsible for any products, services, or content offered by third parties.
5. Intellectual Property
The content on this website, including but not limited to text, graphics, logos, and layout, is owned by Canadian Credit Cards or our licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our prior written permission, except for limited personal use such as printing or saving for your own reference.
6. Disclaimer of Warranties
Our website and content are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Canadian Credit Cards and its owners, operators, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of or inability to use our website or from any decisions you make based on information on our site. Our total liability for any claims related to the website shall not exceed the amount you paid to us, if any, in the twelve months preceding the claim, or one hundred Canadian dollars (CAD $100), whichever is greater. Some jurisdictions do not allow the exclusion or limitation of certain damages; in such jurisdictions, our liability will be limited to the maximum extent permitted by law.
8. Indemnification
You agree to indemnify, defend, and hold harmless Canadian Credit Cards and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your access to or use of the website, your violation of these Terms, or your violation of any third-party rights.
9. Changes to These Terms
We may modify these Terms at any time. We will post the updated Terms on this page and update the "Last updated" date. Your continued use of the website after any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any dispute arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of the Province of Ontario.
11. Contact
If you have questions about these Terms of Use, please contact us using the contact information provided on our website.